I am thinking about taking out a policy with them as they cover pretty much 80% of the car.
They cover wear and tear (Apart from friction materials like clutch plate and brake pads).
Your car needs to be fully serviced by a VAT registered garage and have the stamps to prove it.
As I now own a 1.9 CDTI and they are prone for the duel mass fly wheels to go (A £600 job to do) and the inlet manifolds swirl flaps to seize and fall apart (A £600 job again) I am thiuking about taking the policy out as it covers both of these parts aswell as loads more.
They even cover turbo's, head gaskets etc etc. Even if something fails on the MOT like track rod ends, steering rack etc they will also cover things like that.