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Thread: Changing insurance. Downsizing ins group car .... paying more. What The Fizzle?

  
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    Kev.'s Avatar
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    Changing insurance. Downsizing ins group car .... paying more. What The Fizzle?

    G/f has just changed her insurance from her Polo, which i think is group 4 or 5, to a group 2 Corsa.

    So you'd think perhaps a bit of money back (even with admin fee), but not a lot? I certainly was.

    No. She has to pay £50. No money back at all.

    So if i was to get a GSI & then downsize to a Fiat Uno, i'd be entitled to no partial refund?

    Seems a bit wrong doesn't it?


    Admiral if it matters

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    Read T&C next time And it's up to them what quote they give you. They can rip you off if they want to. Paying cancellation fee and changing insurance company can be cheaper.
    FAMILY SHED: VAUXHALL ASTRA 2.2 SRI
    ROAD MISSLE: HONDA CBR1000RR FIREBLADE
    TRACK MISSLE: none

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    I went from a 300bhp engine conversion astra with a huge list of modifications to a pretty standard 1.8 convertible and its cost me about £200 more

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    What a stinger.

    Put it down to experience & remember for next time i suppose.

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    wouldnt go near the admiral group
    GSi

    Built not Bought

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    I went from a very popular japanese performance car to my gsi, and the price went up £200

    Reason i got was the astra had a turbo, and due to the age i lost my older car discount

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    PeteG's Avatar
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    she's now gone witha Corsa, and they've looked at the number of claims they face involving corsas and her demographic. it's obviously higher than the number of claims involving Polos.

    groups are only indicators, I didn't have to pay a penny to go from a 1.8 Coupe (gp9) to a 2.2 Zafira (gp12), but when I enquired a bit before then about going from the coupe back to my old 1.6 mk3 (gp7- it would have cost me another £100 for the final 3 months, when I only paid £340 for the entire year to begin with. Get a quote on her driving a 10 year old diesel estate, or a people carrier, and you'll see it can often come down despite being a "higher group".
    NOW - Sapphire Black 3dr Astra G

    THEN - Glacier White 2.0Di Estate - 136bhp 1.6 Pineapple Yellow Mk3 - Flame Red 2.0Di Van - Chianti Red 1.8 Coupe - Star Silver 2.2 Zafira - Flame Red 2.2 Linea Rossa Coupe - Titan Gold 1.8 Coupe

    9 Years, 7 Astras, 1 Zafira, No Regrets.

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