I'm just trying to weigh up where i stand right now so i can make an informed decision on what to do next.
So most will know i'm standing at dropping from 4 years NCDs to 2 years NCDs due to the recent mess from last week.
Now i've a feeling which has been almost confirmed (unless i'm reading intot he other guys remarks too much) that my car is at a high risk of getting trashed & very likely to the point where T-Cut just wont cut it (no pun).
So let's assume the worst happens: my car gets F'd up so bad & there's no evidence as to who has done it, even though everyone will know who's done it.
What happens in this case regarding a claim?
Would i then (having dropped from 4yrs NCDs to 2yrs NCDs, drop even further, to likely 0yrs NCDs? & the car likely be written off?
What happens in that case?