My 57 reg 1.9cdti 160 is coming up to three years old in a couple of weeks of times. It's done 48k and so far been faultless. The Masterfit warranty is £329.00 for a year and gives the same cover as the car has now. do you think it's worth it???

I'll have to get the service done from them which is now due, not sure which one it will be, also will need a first time MOT. Not sure when the cambelt is due, hopefully not part of this service.

Options I have, spend a £150 odd to get an independent service and MOT and have no warranty, or get the Masterfit one which when including the service, MOT and warranty would be close to £600.00. I'd appreciate your views. Is Masterfit Vauxhall? seems hard to tell.