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Thread: Insuring A GSi

  
  1. #1
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    Insuring A GSi

    Hello,

    I am currently 18 and passed my test the november just gone, I currently drive a 1.8 SRi MK4 astra, and I have decided I want a GSi.

    The only problem I have is that the cheapest quote I can get is around the 4K mark. I have tried Adrian Flux and they quoted me : £5532.36

    Any suggestions?

    Kieran

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    PLAGUE91's Avatar
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    be content with a 1.8 SRI for a bit perhaps? :P

    im 19 (in about a month) and with 1 years NCB i could insure a coupe turbo for about £1750 TPFT.
    my advice would be to wait it out until you have some no claims under your belt and you hit 19. seriously, my quotes drop by a good 300-400 quid if i say i'm 19.
    put a parent on the policy as a named driver, that will help (or both, try all combinations, i found i got the best quotes if i just had my dad on the policy)

    bide your time, prices will tumble once you're a year older and have a NCB. at least you have a 1.8 SRI to play with and not a 1150cc 8V clio like i've been stuck in for the last year and a half

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    iain863's Avatar
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    Be honest with you might.. good luck insuring a GSi with less then a yrs driving experience and no NCB. Thats a lot of power for a young driver to have under their right foot.
    Your best bet, and im sure most members will agree on here is to wait a few years, save your money, increase your NCB, and you will see your premiun fall on your insurance.

    Also are you able to afford the following on the GSi:
    Tyres
    Services/MOT
    Fuel
    Insurance
    Tax
    Repairs (turbo engines are more expensive then N/A)

    But if you have the money to afford the above, insurance and running it then go ahead
    Disclaimer - some of the above text may actually be sarcasm (believe it or not!)

    Astra 02, SRi 1.8i - Irmscher'd up (a bit) with Zebra front bumper


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    i got quoted on a gsi at 19 and it was around the £2800 mark. im now 21 and im paying £1200 for my gsi, with mods declared up to 300bhp fully comp. thats with adrian flux.

    to add to the above

    services are no more expensive than the 1.8. especially if you do them yourself
    mot is the same price
    fuel isnt a massive amont more from what i have read on here, all depends how heavy your foot is and how modified the car is
    tax is about £50 pa more iirc
    repairs can be alot dearer, depending on what needs doing of course, parts tend to go more often
    tyres are more expensive as the wheels are bigger, and will prob need changing more often.

    the biggest expense is modifications, once you start its hard to stop, always wanting more power, more noise etc.
    Astra T9 estate for sale, see my ebay link!

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    Thanks for the advice people, I guess I will wait a year or so,

    And regarding the costs the only problem will be insurance, tyres etc are the same as my SRi (have 18" low profiles) and the fuel isn't an issue as I'm not too heavy footed (until I bump into a saxo lmao)

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    get older man
    "WHATS THE RETAIL ON ONE OF THOSE?" "MORE THAN YOU CAN AFFORD PAL . . . .888

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    i insured my gsi when i was 18 last june, im the policy holder and named driver, had been drving for 18 months with 1 crash 0 ncb bell got me it for £1500

    this year with 1 years ncb it was 945

    just search alot of companies is my advice, it took me 3 weeks of non stop searching to get it cheaper
    GSi

    Built not Bought

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    Quote Originally Posted by magoily View Post
    i insured my gsi when i was 18 last june, im the policy holder and named driver, had been drving for 18 months with 1 crash 0 ncb bell got me it for £1500

    this year with 1 years ncb it was 945

    just search alot of companies is my advice, it took me 3 weeks of non stop searching to get it cheaper

    who the hells that with,can they be trusted?
    "WHATS THE RETAIL ON ONE OF THOSE?" "MORE THAN YOU CAN AFFORD PAL . . . .888

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    Quote Originally Posted by WHITE CHOCOLATE View Post
    who the hells that with,can they be trusted?
    Also depends on the postcode, remember.

    My SRi 2.0 is 1k a year to insure, where as my mate has a 2.5 Veccy and he pays 700 year, were both 21.
    1.8 SE2 Coupe! Let the mods begin...

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    thats probably down to statistical risk as well.
    more 'young and stupid' drivers have probably owned and wrecked 2.0 SRI hatchbacks, wheras vectras are more of a family sized car and thus statistically less of a risk to the insurance company.

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