Thankyou Jaybee for being straight to the point!--If you don't declare mods, you have spent gawd knows£££££££££ on 'insurance' that is nothing but a document that might 'help out' if you get a producer off cops. The facts are that YOU ARE NOT COVERED IF YOU DON'T DECLARE MODIFICATIONS (EVEN IF YOUR ALLOYS ARE THE STANDARD SIZE!!!!----Don't kid yourself ! The basta--d car dealer (and a wheel dealer too!) who advised me 'not to declare' will get a peice of my mind when I see them. Yes Admiral are the cheapest in my searchings but I'm glad I took advice from JAYBEE to declare them. (£4.00 month for nice wheeels which help the cars value maintenance and helps you sleep.) Not too bad! I won't bleat about my financial situation, but I don't want any half cut booters bumping into my car if they are not covered 'properly' cos there's no such thing! You are properly insured or you are not! Scuse the rant, but it is in the right place! BE SOCIALIST AS YOU CAN! DON'T RISK IT!-----regards to all--Macka!--PS--Can anyone lend me a tenner, I'm well skint now!