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Thread: Anyone with RAC insurance?

  
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    John2's Avatar
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    Anyone with RAC insurance?

    Is anyone insured with RAC insurance? I just got a quote off there online system for 62.35 a month, fully comp, with all my mods declared and some extra that im thinking of doing, these are:
    Lowered
    Alloy wheels
    Dashboard changes
    Front grill change
    Rear spoiler
    Exhaust changes
    Full Irmscher Bodykit

    I called them up as this seemed really cheap for a 20 year old with 2 years no claims on a 1.8 coupe, and i am currently paying 110 a month with only 5 of those decalred (as i havent done the other 2 yet) with admiral.

    What are peoples experiences with these? I take it they dont replace the mods and that is why it was so cheap (it actually didnt increase the quote at all) to put them on?

    John
    2002 Vauxhall Astra Coupe 888 no.42

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    Hoops's Avatar
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    Why would they not replace the mods? Thats the point of declaring them isnt it?
    Astra Mk4 SRi Turbo Blog - Feel free to comment both good or bad.

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    I just presumed this would be the case as it did not add anything on the price. Im not sure, in some cases it is, but in my case i only insure them because i have to and if i did have an accident i would not mind if they were just replaced with standard.
    2002 Vauxhall Astra Coupe 888 no.42

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    They just quoted me £401 P/M for my 1.9 150 SRi, and im 19, I think ill avoid them

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    Quote Originally Posted by Hoops View Post
    Why would they not replace the mods? Thats the point of declaring them isnt it?
    nope... usually companies will replace with standard unless you have a policy which specifically states otherwise..
    I no longer have a Sig

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