My wife was involved (as the driver technically causing the accident) in a large car accident in her previous job. She ended up going in the back of one car, then this hit others.
This was a shade under 3 years ago and was dealt with through her work insurance, given she was driving a hire car for work purposes at the time.
We had little to do with the insurance claims, and my wife was given the option of a safe driving course instead of being charged, which she took.
Today she received a letter from the courts, which we assume went to her work insurance as well, stating that the driver she directly hit is sueing for loss of earnings and associated costs to the excess of £15,000.
We are under the impression that this will be covered by her previous employers insurance but have had no communication with them as yet beyond them asking for copies of the documents which we are e-mailing tomorrow.
I'm assuming we are correct in this being covered by the insurance, and that it is usual for the courts to send the same letter/documents to both the insured and the insurer?