well my new insurance started last week on the zafira. its on my fathers name and its an any driver policy.
I stopped at the lights and took my belt of to take my jacket off. that split second a police officer on a bike came next to me, seen me and told me to pull over so he can write me a ticket out. fair enough. After the ticket he PNC checked me and told me am not insured. so i told my brother to bring the insurance certificate down so i can prove to him i am.. got the certificate and realised am not insured! He rang the insurance company aswell and they gave the same answer! so car got taken away etc.
The problem is, i had the EXACT same policy last year, and on the certificate for that policy it clearly said any driver. i told the man on the phone i want the EXACT same policy, and made him confirm 100 times that it was any driver when i set it up. and am payin the same amount. 1300. so if its not any driver at the moment. why is it 1330 for a 50 year old driver with full no claims bonus?
So i rang my insurnce company and told them the situation, and they said theyl check the recording and get back to me in 10 days!
so were do i stand? if am proven to be right, will i not the get 6 points and fine? and will the compound fee be returned? and if not.. them am i basiclly screwed?