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Thread: Was rear ended earlier...

  
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    rob16v's Avatar
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    Was rear ended earlier...

    right i got rear ended earlier not hard but hard enought to do some minor damage to the spare wheel well, anyway i have mods that are undeclared on my car, but will it affect whether the person that hit me's insurance pay to fix my car.

    Also anyone got any tips on anything they think might be relevant in my situation

    cheers


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    astracolli's Avatar
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    If they inspect that car they have full rights not to pay out.

    and your also be deemed as being uninsured at time of accident, thats some more trouble with the police. why not just declare .


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    but why would his insurance not pay, they dont know that i have undeclared mods.
    surely it would only affect me if im am claiming for my own car on my own policy


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    Because your technically driving whilst uninsured. and they will because they will inspect the vehicle for the claim.


    Quote Originally Posted by rob16v View Post
    but why would his insurance not pay, they dont know that i have undeclared mods.
    surely it would only affect me if im am claiming for my own car on my own policy


    Vectra SRi 1.9 CDTi (150).
    Tinted Windows, Richbrook Gear Knob & Tax Disc Holder.
    Flip down sunglasses Holder.
    6000K HID's, Chilled Glovebox, CD70 Navi, Debadged, Samco Hoses.


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    Your a idiot.

    Havng mods and not telling the insurance is just stupid.

    I hope they dont pay out and you will have no one else to blame apart from yourself.
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    yes but u dont get what im saying here, sorry, there are lots of modded cars on the road with and without declared mods but how would the person that hit me's insurance know whether they are declared on my policy or not if my insurance are nothing to do with the claim...


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    bit harsh guys :/ he was only after a bit of advice.

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    Quote Originally Posted by rob16v View Post
    yes but u dont get what im saying here, sorry, there are lots of modded cars on the road with and without declared mods but how would the person that hit me's insurance know whether they are declared on my policy or not...

    BECAUSE when you make a claim, they will check both vehicles they will make notes, they will compare the notes to your policy details.

    THEN THEY WILL SEE.


    Vectra SRi 1.9 CDTi (150).
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    so they can see my cars policy details then?


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    Yes!!!!!!!!!!!!!!!!!!!!


    Vectra SRi 1.9 CDTi (150).
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    6000K HID's, Chilled Glovebox, CD70 Navi, Debadged, Samco Hoses.


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