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Thread: Home Insurance Question

  
  1. #1
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    f4af100uk's Avatar
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    Home Insurance Question

    Id thought id ask you guys as im not very clued up on this at all,

    My mate got his shed broken into on monday night and theyve taken a set of alloy wheels and a exhaust for his vectra aswell as some fishing stuff.

    He reported it all to the police and got a crime no etc but when phoning his insurance company there telling him to go claim off his car insurance for the wheels and exhaust but to me that doesnt seem right as they were in his shed when they were taken.

    Is this right or they just trying to fob him off?

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    Sparco's Avatar
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    I'd have definitely said that'd be a home insurance claim

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    Gregg's Avatar
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    Ahh insurance
    Might be worth checking what cover he has for his shed contents, if it doesnt specifically say they dont cover those sort of items then they cant make him go to the car insurance for a claim, they in all fairness assume he is trying to pull a quick one i expect

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    rizo's Avatar
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    normaly any items to do with motor vehicles are excluded from the policy.
    Astra VXR - Arden Blue, Diamond cut 19's, Cruise Control, Debaged, Folding Mirrors, CD70 NAVI and CID + Aux-In, Factory Bluetooth, Piano Black Interior Trim, Full Milltek Unresonated Exhaust

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    He knows that the fishing stuff is covered but it just seems strange that something that was in his shed isnt covered. i just feel sorry for my mate as hes proper gutted that someone would do that to him.

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    does he want a cheap alarm?
    ARDEN BLUE GSI

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    Bubba's Avatar
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    When we got broken into last year (over a year now and still no pay out) my spare car key got stolen from inside the house, they refused to pay out for this and said I have to claim of my car insurance, even though I am third party they still refused. I am now £600 lighter in the pocket.

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