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Thread: insurance claim help

  
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    insurance claim help

    im after advice by people in the in the know rite story is at at the time i was insured by swiftcover on a fiesta zetec-s also my partner at the time was insured on the policy as a provisional licence holder. while i was at work she took the car and drove it on her own then crashed it into the back of someone. The other guy made a claim and the insurers have turned round and said there insurance was invalid because she was drivin without supervision but they are still goin to pay out as a rta insurer. Can they do this because iv lost 4 years no claims and my renewal for my astra as gone from 600 to 1200 nice 100% increase there just need advice

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    SRI-T Keithy's Avatar
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    Thats what happens when you or she crashed the car. Your insurance pays out

    White is the new Black

    FARMYARD TUNING

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    yer but she took the car without my knowledge and shes in court for that but my question is how can they say there was no cover in place because she was driving without supervision and they say they are still paying out

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    Yea your car was not insured due to her being on her owm but the 3rd part covers is still valid for the other car

    White is the new Black

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    thanx iv benn trying to get that answered off my isurance for 5month so will i have to declare it as a fault accident of no fault because it wasnt me that crashed it

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    If you insure on your own you dont have to declare it as YOU did not claim. Thats my take anyway

    White is the new Black

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    didnt think you could do that but see you logic because i havnt claimed for anything which ever way iv lost 4 years no claims but dont want to be paying for someones elses mistake for the next 5 years

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    Yea but the question is have YOU had any claims in the last 5 years. Not has any one had a claim in the last five years. I hope you are not trying to put her on it again

    White is the new Black

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    hell no not with her now shes in court 2moz for no licence, no insurance and dangerious driving. police woulnt do her for the theft of it coz we lived together
    gonna ring flux now and see what they say

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    Yea it will be best to speak to them after all I am not 100% on how they work

    White is the new Black

    FARMYARD TUNING

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