Page 1 of 2 12 LastLast
Results 1 to 10 of 20

Thread: help please about girl friend on insurance

  
  1. #1
    Status
    Offline
    paul_gsi's Avatar
    AOC Obsessed
    Join Date
    May 2008
    Posts
    1,110
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)

    help please about girl friend on insurance

    need some help please ,as above, looking to try and get my insurance down a bit, next renewal, with puting my g,f on the cover, i was qouted £660 for a vxr fully comp, and no added driver's , 5 yesar's ncb / so i tried puting my g,f on said she had a car, two car's in the house hold and add her on the cover, then came up £960? how come what have i done wrong? , iv read that you can get it down with your g,f on the cover, we both want to keep are cover's so having two car's is a must as we both work, so what way do you do this? to get your insurance down?

    be greatful if some 1 can tell me what way to do this,

    cheer's paul

  2. #2
    Status
    Offline
    DiscoFred's Avatar
    Hulk smash!!
    Join Date
    Sep 2008
    Posts
    13,342
    Mentioned in
    24 Post(s)
    Quoted
    25 Post(s)
    Is she a worse driver than you? ... just kiddin'

    I tend to put my parents on as they lower my premium.

    My mate has his lass as the main driver on his and he is a named driver...

  3. #3
    Status
    Offline
    Ryan-AstraG's Avatar
    AOC Fanatic
    Join Date
    Oct 2008
    Posts
    709
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    how many NCB does she have? years driving? etc
    Hey Dick,whats in for the Big Brain Quiz tonight? Certainly Gents, thats 200 quid. WHAT! each! DOUBLE WHAT! Thats abit steep isnt it...? steep...its f-ing verticle!

  4. #4
    Status
    Offline
    paul_gsi's Avatar
    AOC Obsessed
    Join Date
    May 2008
    Posts
    1,110
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    i have 5 year's ncb, will be 6 in june,/ she has 5 year's ncb, will be 6 in november,

    like said i was qouted £660 fully comp on the vxr, and i have read on hear that if you put your g,f down as the main driver it will go down , is that right? or can she just add her as a driver?

  5. #5
    Status
    Offline
    sport-hatch150's Avatar
    AOC Obsessed
    Join Date
    Jun 2007
    Posts
    1,907
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    a bit odd, my wife was late starting driving, when she had just passed her test and had a 1.1 fiesta I was renewing my insurance on a 2.5 v6 mondeo. They asked about adding her - new driver with no NCD - and it came down about £50. When hers came up for renewal I asked about adding me, licence for 10 yrs, max ncd - it went up about £20.

    WTF ??

  6. #6
    Status
    Offline
    alan_tre's Avatar
    AOC Fanatic
    Join Date
    Mar 2008
    Posts
    626
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    very odd for my cdti astra it was 690 22 years old with 1 years ncb and i put my gf on as a partner and she hasnt past her test and it went down to 525
    astra cdti 202bhp 323 lb-ft torque 45mpg
    audi tt 180bhp and no lb-ft torque lol

  7. #7
    Status
    Offline
    paul_gsi's Avatar
    AOC Obsessed
    Join Date
    May 2008
    Posts
    1,110
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    i must be doing some thing wrong? so what is the correct way to do this? me as the main driver? her as a named driver? or vice versa?

    me as owning the car being the policy holder? and her as the main driver or me? or her as the named driver ?

    would be greatful to how this is done?

  8. #8
    Status
    Offline
    sport-hatch150's Avatar
    AOC Obsessed
    Join Date
    Jun 2007
    Posts
    1,907
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)

    Smile

    i stayed main driver and mine went down. Maybe you have to marry her, typically about £12k I believe.

  9. #9
    Status
    Offline
    Gavatron's Avatar
    AOC Obsessed
    Join Date
    Sep 2008
    Drives
    Ford Transit Custom by day :-( Astra XP by night :-)
    Location
    Norwich
    Posts
    1,056
    Mentioned in
    1 Post(s)
    Quoted
    2 Post(s)
    my g/f dropped my insurance by over £50 and she hasn't a full licence! but then some others went i went looking to renew put it up. i'm with more than and they do a couple discount, plus any bodywork is fine. won't insure you if you have lowered it or done major engine mods though.
    Astra MK5 1.8 SRi XP

  10. #10
    Status
    Offline
    paul_gsi's Avatar
    AOC Obsessed
    Join Date
    May 2008
    Posts
    1,110
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    Quote Originally Posted by sport-hatch150 View Post
    i stayed main driver and mine went down. Maybe you have to marry her, typically about £12k I believe.

    lol yeah think i'll just pay that bit extra, and then i dont have to marry, killing two bird's with 1 stone,

Page 1 of 2 12 LastLast

Similar Threads

  1. lol class - ex girl friend joke style thing...NSFW
    By ShaanK in forum Chit Chat and a Warm Welcome!
    Replies: 24
    Last Post: 23-01-2009, 00:54
  2. F/S Girl friend Ebay link
    By dannysport18 in forum Chit Chat and a Warm Welcome!
    Replies: 73
    Last Post: 25-11-2005, 12:18

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •