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Thread: Insuring Myself On Dad's Type-R

  
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    Insuring Myself On Dad's Type-R

    Hey

    I'm 18, passed my test at 17, in June

    I'm paying £2,400 on an astra 1.6 SXi 16v, fully comprehensive
    I've almost got myself a year's no claims, no convictions (Got caught speeding 36mph, but did a speeding seminar as apose to points)
    My best friend, who passed last month is insured on my car, for £20 for 3 months

    I was wondering, short term insurance, would i be able tog et insured on my dad's Honda Civic Type R
    I would only like short term insurance, just so I can have a bit of fun for a week or two

    What do you guys think I should do?
    My dad said he would allow it, so that is step 1 out of the way with, confirmation
    Now, can I do it through my insurance company, or through his?
    As I am fully comp, I thought I would be 3rd part fire and theft on other vehicles, but i seem to remember that you must be 21 for this to apply

    Any information would be great, thankyou
    [ My Car ]

    You're not here for a long time, You're here for a good time!

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    i think you will find that 25 is age limit on most insurance policies for driving others vehicles!
    Astra sold ... replaced with a Skoda ... soon to be replaced with another Vauxhall

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    At 18, it's very unlikely you'll have the driving other cars extension on your policy. Even if you do, it wouldn't be wise due to it only offering third party cover - and lets face it you'll probably crash the CTR

    You'd need to be added on to your dads policy but I wouldn't be surprised if they refused cover due to your age.
    Previous Astras: 1994 Cesaro 1.8 16v | 2002 SXi 1.6 16v | 2001 Coupé 2.0 Turbo | 1999 LS 1.6 16v
    Other Vauxhalls: 2001 Vectra 1.8 16v| 2003 Vectra GSi 3.2 V6 | 2005 Signum CDTi 150

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    Quote Originally Posted by 350z View Post
    As I am fully comp, I thought I would be 3rd part fire and theft on other vehicles, but i seem to remember that you must be 21 for this to apply
    Not all companies offer that to over 21's mate. Very unlikely you would have it at 18.

    Try getting him to ring his ins company, and see what they say about adding you short term to his policy.

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    Quote Originally Posted by mgodden1989 View Post
    i think you will find that 25 is age limit on most insurance policies for driving others vehicles!

    oh right, so you don't think I will be able to do it?

    I just wondered if it would be cheap

    I mean, the way I was lookinga t it was, I insured my friend, the day he passed his test, for £20 (3 months worth)

    I thought that operhaps, me, with 6 months no claims, perhaps for a month on a type R would be a similar price?
    I would even pay £50 up to £100 jsut for a month
    [ My Car ]

    You're not here for a long time, You're here for a good time!

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    Quote Originally Posted by 350z View Post
    I thought that operhaps, me, with 6 months no claims, perhaps for a month on a type R would be a similar price?
    I would even pay £50 up to £100 jsut for a month
    Not a chance IMO.

    Your friend got it so cheap because you are already paying a MASSIVE premium. No doubt your dad is only paying a couple of hundred quid to insure the Civic. If your day was paying £3k + to insure it, then it would only cost you £100 for a month to be added on

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    same as above really mate you try gettin a quote on a ctr and see what they say. im 19 with 2 years no claims and they wanting 5k and thats if theyl insure me cos there aint many. however i was with quinn direct when i was 17 and they had third party insurance for other vehicles at any age and was also competitive then they would insure me with coilovers etc so moved elsewhere and got it for £650 fully comp now but have to be 25 now to drive other vehicles

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    my brother went on my dads insurance for a 1.6 renault scenic 2 years ago for the weekend. my bro was 21, driving 3 years, clean licence, 3 years ncb, and it still cost £20 for 3 days worth of insurance.

    cannot begin to imagine a whole month on a 2ltr (?) type r!!!
    Astra sold ... replaced with a Skoda ... soon to be replaced with another Vauxhall

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    Hmm i see what you guys are saying

    Yes, good point "Buckle"
    He probably only had to pay £20, as I'm already paying a massive amount
    Well, i think it also depends on the insurance company itself, I'll speak to the father when I next see him, and let you guys know

    No harm in ringing up and asking is there?
    I'm already aware that it won't be cheap, because of the car


    scott_sxi

    Wow, unlucky about the quote
    I was hoping I could by my dads car off him in a year or 2 and get insured, as they have come down so much in price now, a few monthsago they we're in the £10,000 - £12,000 price range, now they are going for under £9,000
    Shame about the insurance
    Let em know if you ever do get insured on one
    [ My Car ]

    You're not here for a long time, You're here for a good time!

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    I am 25, last year i insured my escort gti for 2 weeks for £75 as my insurance was on my RS turbo, i had about 6/7 yrs ncb too.

    Type r would have been double that for me!

    Short term is expensive, get some more experience first mate, i had a 1.6 till i was 22!
    Zaffy VXR on the beat

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