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  1. #1
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    glenn4322's Avatar
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    ecarinsurance

    Hi,

    I'm currently insured with ecarinsurance on one of the pay as you go type policies so you get 1 years NCB for 8 Months of insurance - effectively though you do end up paying for the 12 months if you work out the costs.

    Anyway now I can afford to I'm looking to transfer my insurance over to a 12 month policy maybe changing insurer. Would my existing NCB be transferable or is it tied to ecarinsurance?? I don't want to cancel the policy and find I loose my no claims.

    I've looked through my policy documents and can't find anything on this.

    Thanks for any help,

    Glenn.

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    leeeeshad's Avatar
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    not all insurance companies will accept a short years no claims
    Mk4 3 door sxi

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    Andy's Avatar
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    most other companies won't accept the NCB as soon as they see its 1 year for 8 months,
    will depend on company though so you'll have to call them
    Drives - 08 Astra SRi XP 1.9CDTi 150

    Beer is living proof that God loves us and wants us to be happy.

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    Gazmondo's Avatar
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    I know what you mean, an accelerator plan, usually it's 10 months for 12.

    It depends entirely on the insurer that you are moving to, some accept these accelerator plans as a full years NCB's, others do not.

    Best bet is to ring up the cheapest set of companies you are intending on moving to and take it from there.

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    glenn4322's Avatar
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    Thanks I was thinking this may be the case.

    I checked this with Churchill and they said they would accept an accelerated NCB as long as I had proof of my NCB which I have on the renewal documents I get each through each month.

    What I mean is if I cancel with ecarinsurance could they possibly scrap these no claims so they would no longer be valid? Like if you have an accident and loose the no claims.

    Thanks,

    Glenn.

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    Usually these policies are a method of keeping your custom for a period of time and the NCD will only be valid with current insurer.

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