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Thread: Advice needed!!

  
  1. #1
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    Advice needed!!

    Today I was in my local vauxhall dealer and they have a 2005 55 plate Zafira VXR in arden blue for £14995. I don't know what mileage it has done as I didn't get a chance to see. Anyway I have fallen in love with it and need to have it (you understand me when I say NEED), my quandry is this, as it's used they won't do a 0% finance option on it just a HP deal of £356 a month for 60 months with all the usual add ins PP, Gap and so on. Now that is affordable to me so I am still loving the idea of this car even more especially as it's (believe it or not) not far off what I am paying now for my car (it was with one of those any car finance jobbies and before you say I know but at the time I didn't know any better and have any choice) So as it's monthly affordable I pressed the salesman further only to find out after getting a settlement figure from my current finance company I have a difference of £3000 of negative equity on my car (the difference on what the settlement is and how much my car is worth). So do I wait until the two year mark of my current four year deal and voluntarily terminate and hand the car back to them (If so would this actually affect my credit rating) and start over with a second hand VXR or stop cutting myself up about it and pay what I owe and buy a VXR in two years time when I'm paid up and their a bit cheaper. Help me please cos I really want this car.
    Summit White Astra J GTC VXR 2.0L Petrol Turbo (276 PS) with Aero Pack and 20's

  2. #2
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    Hmm... do you have £3k lying around spare? If so, go for it

    But factor in increased running costs - petrol (it's a VXR, you will use it!!), insurance, servicing, etc. when deciding.

    If you can, you should! But look at the bigger picture, not just the pretty Arden Blue one!
    Actively proving that post counts mean jack sh*t since 1971

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    its hard when you find a car you like and cant get it. think we have all been there. best just settle the finance on the car at the mo and look int a vxr later. thats what i would do if it was me.
    no comment

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    think that the VXR is over priced. There are so may discounts that most of us can get on new cars. I bought a 21k Astra VXR recently for 14,400 and priced up a new Zafira VXR for about 16k. And there are better deals to be had, this is from another car forum posted today

    Was walking past my local dealers (Patrick of Durham) last night and spotted a 55 plate red one on the forecourt. 24+k miles and asking price £12995. Looked in good nic apart from a kerbed wheel but it was dark and raining.

    http://search.autotrader.co.uk/es-uk...=&max_mileage=

    ================================================== ====================
    And another one

    http://www.pistonheads.com/sales/346690.htm
    Be Happy


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    TBH and if it were me, i'd wait the 3 years and put away what i can so i can start playing with it when i do get it.

    1. VXR zaf's will be cheaper then
    2. you wont have the ag of sorting the difference out
    3. personal situations may change
    4. they are great to drive and with extra power more than likley AWSOME (i know that bit wont help you much at all)

    i do understand the NEED, i had it when i drove a 2nd hand zaf gsi, just b4 i ordered a new one

  6. #6
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    Quote Originally Posted by jalfrezigazee View Post
    think that the VXR is over priced. There are so may discounts that most of us can get on new cars. I bought a 21k Astra VXR recently for 14,400 and priced up a new Zafira VXR for about 16k. And there are better deals to be had, this is from another car forum posted today
    We're looking at getting a Bus due to a couple of additions to the family

    For new factory order SRi XP with lots of goodies, RRP is £25,500 - the our local dealer will only give us £3k off

    Any tips welcome, *many* thanks.

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    If you work for any of the companies listed below, you are elegible for the Vauxhall Partners Program, just need to register ..... http://www.partnersprogramme.co.uk/

    Also get yourself a GM Card, put as much on it as you can and pay it off each month, that way you build up points (I''ve got nearly 1300 points on mine now).

    On top of that, Vauxhall will give you a Finance Deposit Allowance of £3000 off the Zafira.

    My example on the Partners Programme:-

    Zafira
    SRi XP
    1.9CDTi 16v (150PS) 5 Door MPV
    RRP £20,920
    Your discount: 13%
    An on-the-road price of £18,226
    Finance Deposit Allowance: £3000
    GM Card Points 1250
    Final Price = £13976
    Saving ... £7000

    You also get 13% discount off all accessories

    Eligble Company Names

    Armed Forces
    21st Century Internet
    Acumen Distribution Ltd
    Adecco Recruitment Solutions
    ADT Fire and Security
    AMS
    Anglian Water Services Ltd
    Armstrong Fastening Technologies
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    Asda Stores Ltd
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    Centrica Plc
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    Cobelfret Ferries UK Ltd (Purfleet)
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    Orpheus Aftermarket Limited/Nexus/Clear Blue Sky
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  8. #8
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    Balls I don't work for any of them.
    2004 Zafira GSi veccy-c intake/cat-back milltek/alpine
    2006 Focus ST dreamscience/full mongoose 275bhp

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    My advice is not to over expose yourself, hard times ahead and all that. I really want a weekend play thing, (peer pressure on the 944 ) but I just can't justify 3 cars!!
    2004 Zafira GSi veccy-c intake/cat-back milltek/alpine
    2006 Focus ST dreamscience/full mongoose 275bhp

  10. #10
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    Hi AndyM,

    Hope you didn't type all those companies out manually

    Thank you for the info - it looks a good deal.

    Unfortunately I don't work for any of those lot - the company I work for was dropped from the list a few years back (although they do have VX as a customer, madness I tell you).

    My Dad is a retiree of one of those companies - do you think that'd work?
    Desperately Seeking the right Bus for us.

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