Hi guys, for some reason I have a bad credit rating, bear in mind Ive never been in debt, never had any ccjs, never missed a payment on my credit card, nobody in my household has a bad rating etc etc. But yet whenever I try and apply for credit I get refused. Ive done a credit score on creditexpert.co.uk and it comes up as me having a poor rating????
Is there anyone I can speak to that can tell me exactly WHY i have this bad rating? Anyone else on here been in the same predicament?