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Thread: Insurance - The over looked things....

  
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    Andy_888's Avatar
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    Insurance - The over looked things....

    Right then, some things some of you may not know about some insurance companies.

    I very much doubt this will affect alot of people on here as most of you have modified car policies. However.

    Norwich Union, will repair whatever car whenever possible with None Genuine parts (ssvg / veng / unipart whatever you want to call them)

    RBS Group - Which is Direct line, Tesco, Churchill and a few others, on a car upto 3 years old will have headlamps & radiators replaced none genuine where possible, anything over 3 years as much as possible non gen, after a few more years cant remember how many but they sometimes go on the hunt for 2nd hand .

    What does this mean for you?

    Poor quality parts, bad fitting of parts due to only being 'pattern' and not as good as withstanding the elements, i.e. rusty bonnets after only a few years.

    Unfortunatley the big repair chains are limited by the insurance and have to do this or run the risk of losing the contract, smaller garages may get away with supplying full hit of genuine, but in my experience the smaller garages will often use none gen to try and save some money anyway.


    We have customers coming in blaiming us for using none genuine parts, which you can understand, the other day had an 06 307 front n rear bumper job, both none gen, both bad fits. But it isnt down to the garage, its down to the insurer!

    This is going to become more of a trend due to insurance companies having to keep up with the competition, so expect soon alot more will be using none oe parts.

    I personally think its an outrage! especially on relatively new cars.







    Just thought you all should know
    888 Coupe - The original and best!
    For sale - 1x Kidney, Slightly abused by alcohol
    £45,000 or Part Ex for VXR8 Bathurst-S

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    montyfox's Avatar
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    Sucks don't it!

    I was speaking to a mate who owns his own body shop last week actually, and he pointed this out to me then!I couldn't believe it.

    He also says that the insurance companies are very, very slow when it comes to paying for work, private customers are better at paying up but unfortunately, like most body shops, insurance work is his bread and butter.

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    AJB2K3's Avatar
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    Ive never had to but, if you moan that it has to be done with genuin parts and realy kick up a stink about it they should do it.
    When i had my zaust system replaced on my escort the pattern didn't fit at all but as i was in a rush to take someone on a trip i had to put up with it.
    Anyway i gess the old saying still stands
    If you wan't something done right, do it yourself!
    I'm like a bad penny, old, dirty, and appears when not wanted.
    Guess who's writing a victorian fantasy book. #JamesPurcell #The Diaries of James Purcell

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    Andy_888's Avatar
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    Dont moan to the bodyshop about it though, as it aint there fault and will generally tell you this.


    Corsa front ends just dont get done none gen anymore, they just dont fit right lol.
    888 Coupe - The original and best!
    For sale - 1x Kidney, Slightly abused by alcohol
    £45,000 or Part Ex for VXR8 Bathurst-S

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