Real Insurance claims...
Coming home, I drove into the wrong house and collided with a tree I didn't have.
The other car collided with mine without giving warning of its intention.
I thought my window was down, but I found it was up when I put my head through it.
I collided with a stationery truck coming the other way.
A truck backed through my windshield into my wife's face.
A pedestrian hit me and went under my car.
The guy was all over the road, I had to swerve a number of times before I hit him.
I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment
In an attempt to kill a fly, I drove into a telephone pole.
I had been shopping for plants all day and was on my way home. As I reached an intersection, a hedge sprang up, obscuring my vision and I did not see the other car.
I had been driving for 40 years when I fell asleep at the wheel and had an accident.
I was on my way to the doctor with rear end trouble when my universal joint gave way, causing me to have an accident.
As I approached the intersection, a sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.
To avoid hitting the bumper of the car in front, I struck the pedestrian.
My car was legally parked as it backed into the other vehicle.
An invisible car came out of nowhere, struck my car and vanished.
I told the police I was not injured, but on removing my hat, I found I had a fractured skull
I was sure the old fellow would never make it to the other side of the road when I struck him.
I saw a slow-moving, sad faced old gentleman as he bounced off the roof of my car
The indirect cause of the accident was a little guy in a small car with a big mouth.
I was thrown from my car as it left the road. I was later found in a ditch by some cows.