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Thread: Insurance question

  
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    Question Insurance question

    I`ve just had my renewal through from Adrian Flux £426.50 fully comp, protected, limited to 3000 miles a year.
    I informed them that the car will be SORN from nov - may, and that I wanted that period to be Fire and Theft only.
    Their reply was, they only do 12 month policies and the fact that the car wont be used for 6 months wont make any difference to the premium.

    It`s due for renewal on 21st June, any suggestions will be most welcome.

    Thanks all
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    Any suggestions? They are correct. I had a case a few years ago where I asked fir quotes for TPFT and FC and found that TPFT in my case was a few pounds a month more expensive. Really silly.

    It would seem as a rule of thumb, that once either with full NCB or over a cerain age that FC and TPFT identical pretty much.
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    yep same here my mk2 golf is on a simlar policy Pete and its £5 more to insure it fully comp over TPFT for the full year - again with Adrian Flux
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    Don't Norwich union do a policy where they fit a box to your car and you pay for your mileage? if the car isn't going to be used for 6months this might be better...
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    you should be able to alter the policy once its up and running, however F + T cover is usually only offered on low value cars. The company i worked for wouldnt offer it on anything worth over £5k.
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    you can get the policy and then ring them up and say it is off the road and so could the suspend your policy till its bk on the road a friend of mine does that and he is with norwitch union.

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    Thing is, I dont want to suspend the policy, just need F&T whilst it`s in the garage for 6 months.
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    umm i see what u mean why not ring up and down grade your cover to F&T when its in the garage then upgrade it to FC when u bring it out

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    Red face

    wot ru getting done that will take 6 months pete?

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    Quote Originally Posted by chris
    wot ru getting done that will take 6 months pete?
    Nothing Chris, I dont use it thru the winter
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