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Thread: insurance question

  
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    ganda_sxi's Avatar
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    Question insurance question

    After fitting the veccy C intake pipe and derstricting the airbox, have people notified their insurance or not, if yes did it make a difference to your premium.

    The reason i'm asking is that i was thinking of doin the mods this weekend to my 1.6 16v, and was just wondering about the insurance side of it.

    Cheers in advance.

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    PeterPiper's Avatar
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    i must admit i havent, but i doubt anyone is rly gna know enough about Vauxhalls to argue that the pipe should be on a Vectra C! but if they do.... thats how i bought it mister
    Any info on V6 MK4 conversions greatly appreciated!
    ----x--Petey--x----

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    ganda_sxi's Avatar
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    don't know whether to do it or not
    Any one else informed or not informed

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    dannysport18's Avatar
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    i would just fit it and leave it at that mate

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    RAZOR's Avatar
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    i didnt inform them
    Balck Astra K Elite 1.4 Turbo

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    matt1206's Avatar
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    i haven't informed them either

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    Keif's Avatar
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    I have, my insurance company know everything i've done to my car. For the simple reason, if it gets broken, i want it fixing to the standard it is now.

    When i informed them they asked if it increases the preformance. I told them the pipe and airfilter helps the engine breathe better. Didn't cost anymore on my premium. Sorted.

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    jammy's Avatar
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    i didnt let my insurance company know about the k+n + veccy pipe, i did let them know about the cat back exhaust,
    recently wrote off my astra, removed veccy pipe + k+n (for sale 6 month old 6k miles) but insurance wouldnt pay out for exhaust as "evry car needs one" so i have to go to a scrappers miles away to remove it! they wont fix anything if your motor goes astray or gets written off. you just wont get into trouble for havin it! they are little sh*ts really!
    Fitted options: Folding mirrors, cruise control, dual tone horn, remap.
    Next: Bluetooth

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    Rob_1.816v's Avatar
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    thats crap... my astra got written off and they paid for everything.... ur car needs wheels so if u put alloys on and declare them does that mean they wont pay out for them? if u declared it then its covered, they need to give you money to replace the car to the same specification and condition as it was before, if that means paying for your exhaust then they should pay... i wouldnt ave none of their cheek mate

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    MatG's Avatar
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    it all depends on the type of cover you have. Some companies do like for like parts, some will only put the car back to working order. Its best to check your policy and see what they give you.

    You should really inform the insurance of any changes to your car, as keif has said above if you word it right to them they will not increase your premium. At the end of the day they can (and have every right to) not pay out in the case of an accident due to the fact you have it fitted.

    Its not worth the risk if you ask me.
    Been apart of the inner circle since 2001
    Click Me to Join Astra Owners Club Full or Lite Members

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