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Thread: Insurance and Engine detailing..

  
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    Insurance and Engine detailing..

    Just wondering, all you lot that have added say chrome pipes etc, have you declared them on the insurance? I wouldn't have thought you would need too, but am ready to be proved wrong

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    If you want them to be covered, especially for expensive to replace bits...then ask for them to be covered.

    Only your Insurance company can really answer if they actually would cover them.

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    true, just dont want to increase the insurance cost any more than i have to. The way i was looking at it is, if the pipes/tubes were broken, you would replace them anyway, this is just the same as replacing them but with something a bit more expensive... ill try and ring my insurance tommorow, do you insure yours?

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    Nah, mine's plain underneath !

    The problem is that if (god forbid) you have an accident, the assessor comes and looks, sees shiney bits, he might assume its increasing power, and notices that the insurance company does'nt know about them.
    They could refuse a claim.

    I think it;s always best to tell them.

    So to keep yourself in the clear, tell them about the bits, and tell them that it's all for show, adds no BHP at all, and that you dont want them covered, because you dont want to increase your premium.

    Other people might tell you not to bother, It's up to you though.

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