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Thread: Insurance question

  
  1. #1
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    T520 SRI's Avatar
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    Insurance question

    I have a question regarding Insurance.

    I am currently in the process of training to become a driving instructor, once I have passed the courses and stuff I will be given a new car every 6 months. (Vaux Corsa 1.2 16v)
    I am allowed to use this car for my own use aswell as teaching,

    I am considering selling my car, as I wont need 2 cars.

    My plan is as follows -

    Sell my car and save the cash
    Use the corsa for my work and personal use for a year or 2 to get some savings and so i can buy me and my girlfriend a house
    Then once I have a house I will buy a coupe turbo or GSI

    I currently have 7 years no claims, so.............
    My question is
    If I stop my current insurance that I have on my astra now and sell the car, obviously I wont need any insurance as I will be insured on the corsa by the driving school company. So how does this affect my no claims bonus when I come to insure a coupe or gsi in a couple of years??

    I read somewhere that if you dont have insurance for a couple of years then your NCB becomes void, is this true?

    Sorry its a bit long winded, just wanted to include as much info as poss!!
    Sold my astra!!! Will be driving a BSM corsa soon!! Then a MK5 VXR Mmmmmm............

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    d dave's Avatar
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    From what am lead to believe is that your NCB is only valid for as you've said a couple of years.
    Am sure someone will tell us for sure, as there are a couple of people who work in the insurance trade on here
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  3. #3
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    kandkstyling's Avatar
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    when I cancelled my policy in June they said it was valid for 3 years although other insurance companies may be different

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    99% of insurance company's are 2 years mate
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  5. #5
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    T520 SRI's Avatar
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    Thanks,

    I called my insurance company and they have confirmed it is valid for 2 years.

    Cheers
    Sold my astra!!! Will be driving a BSM corsa soon!! Then a MK5 VXR Mmmmmm............

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