OK i'm not saying i'm doing this but the thought has crossed my mind and i was curious.
When you call the insurer and declare it what do you actually tell them ? Do you just say i had a phase 3 and the BHP it's giving out or do you have to list every little bit that has been changed ? IF you have to list every bit i can see them having a field day on hiking up the premium but not so badly just saying phase 3 as they won't have everything listed other than one major mod.
My reason for asking aswell is i can only be insured for 25 mods, any more and it invalidates the policy. I'm changing shortly if i get a better quote though as they haven't been teh best, i will not say a name as my comments aren't in the best interest of the company and may not reflect them accurately as it may have just been a few bad incidents :roll:
cheers in advance.