An Englishman, an Irishman and a Scotsman are all playing golf with their wives.
The Englishman's wife steps up to the tee; and as she bends over to place her ball, a gust of wind blows her skirt up and reveals her lack of underwear. "Good God woman! Why aren't you wearing any knickers?" her husband demanded. "Well, you don't give me enough housekeeping money to afford to buy any." The Englishman immediately reaches into his pocket and says, "For the sake of decency here's 20 Pounds, go and buy yourself some underwear!"
Next the Irishman's wife bends over to set her ball on the tee. Her skirt blows up to show that she is wearing no undies. "Blessed Virgin Mary, woman! You've no knickers - why not?" She replies, "I can't afford any on the money you give me." He reaches into his pocket and says, "For the sake of decency here's 15 Pounds, go and buy yourself some underwear!"
Lastly, the Scotsman's wife bends over. The wind also takes her skirt over her head to reveal that she, too, is naked under it. "Hoots Mon, woman! Why are ye not wearin knickers?" She too explains, "Ye dinna gie me enough housekeepin' money tae be able tae afford any." "The Scot reaches into his pocket and says, "Well, fer the sake o' decency, here's a comb - tidy yersel up a bit!"