I've been thinking about this for a while. If someone in a car has an accident with you then there's insurance companies to take care of things. But what happens if someone who doesn't have insurance? What happens in that case? Would the money come out of the person's own pocket?
What about the situation when someone who doesn't have insurance and infact doesn't even drive but accidentally rams a shopping trolley into your car while in the car park? What happens in that case?
I hope I never get caught in that situation but on the off chance, it would be nice to know what I'd have to do. I haven't got a clue at the moment. TIA