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Thread: should i?

  
  1. #1
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    Craig's Avatar
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    should i?

    well just after finishing my car to the level it is i am very board with its performance

    i have now came to the point where i am considering going the full hog and getting a turbo

    here is the way it would work

    firstly i would sell everything off of my astra, then my dad would take it and pay the remaining payments till it is paid for

    i then look at getting a nice astra gsi/sri turbo/ coupe turbo

    however i decided i wanted to try limiting my budget to £10,000 as this would be a nice monthly payment

    so looking through autotrader i have seen a couple of sri turbos, one gsi turbo and quite a few coupe turbos


    the question is do i do it and pay a fortune for insurance and also stay with my parents for another 2 years

    or do i keep the 1.8 16v and get a cheap house?

    decisions decisions decisions
    Ibiza FR CR TDI with 203 BHP

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    PENDO's Avatar
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    stay with the 1.8 and get a cheap house, put the car payments on the mortgage, and then after a period of time, when the value of the house has gone up a bit, remortgage the house, freeing up a couple of thousand in the equity on a house, sell your car for whatevr it is worth (ie. 7k) this is all positive equity as you have added the car to your mortgage, effectively paying it off. this way, you will be able to get the 10k outright, and not have to take the car on finance. In theory anyway.
    Vectra SRi 1.9 cdti 150

  3. #3
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    BlueVXR's Avatar
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    yup thats what i did and i took delivery of my 2003 GSI just yesterday

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    House everytime mate. The only real way to make money, you will always lose money with cars

  5. #5
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    suppose your all right

    will just have to fit nos
    Ibiza FR CR TDI with 203 BHP

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    I would also choose house.

    Apart from anything else, when get on that proerty ladder, banks bend over backwards to try and give you loans.

    You'll also get great rates borrowing from your mortgage provider. Cheaper than a standard loan.

  7. #7
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    DaveDempsey's Avatar
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    As has been said house is the way to go, you can always get a car at a later date.

  8. #8
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    m4nd's Avatar
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    I would get a house too Craig. Tons of money to be made just now from being on the property ladder.

  9. #9
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    i know how you feel Craig but at the end of the day - youve got A car, you dont have a house. The turbo can wait
    Previous Astras: 1994 Cesaro 1.8 16v | 2002 SXi 1.6 16v | 2001 Coupé 2.0 Turbo | 1999 LS 1.6 16v
    Other Vauxhalls: 2001 Vectra 1.8 16v| 2003 Vectra GSi 3.2 V6 | 2005 Signum CDTi 150

  10. #10
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    Steve's Avatar
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    House everytime:

    1. Your house doesn't need washing every week
    2. A fully modded house will gain you money, not lose it
    3. The longer you keep a car, the less it is worth, the longer you keep a house the more it is worth
    4. You can sleep in a house, lot more comfortably than in a car

    Last one.

    5. You can sit in your house and get drunk as you like without attracting Police attention. Try doing that in your car

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