Page 1 of 2 12 LastLast
Results 1 to 10 of 14

Thread: anyone work for a loans or debt/finance company ?

  
  1. #1
    Status
    Offline
    greenlightracer's Avatar
    AOC Fanatic
    Join Date
    Jun 2003
    Posts
    997
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)

    anyone work for a loans or debt/finance company ?

    don't spose anyone works for any loan company or debt/fiance peeps do they ? im after consolidating but no-one will let me, i wanna roll my loan and cards into one big loan, any advice apprciated ?

  2. #2
    Status
    Offline
    AllanM's Avatar
    AOC Obsessed
    Join Date
    Aug 2003
    Posts
    1,884
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    i work for a bank, does that count ??
    im bored !

  3. #3
    Status
    Offline
    Terry6680's Avatar
    AOC Fanatic
    Join Date
    Oct 2003
    Posts
    848
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    thats exactly what i want to do, i got like 4 small loans that i want to consolidate into one larger affordable low interest loan, but i dont think anyone wants to know!

  4. #4
    Status
    Offline
    greenlightracer's Avatar
    AOC Fanatic
    Join Date
    Jun 2003
    Posts
    997
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    i guess it does , what bank would that be ? they any good at givin out loans for consolidation ?

  5. #5
    Status
    Offline
    Sten's Avatar
    AOC Obsessed
    Join Date
    May 2003
    Location
    Paisley ,
    Posts
    16,452
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    Previous Astras: 1994 Cesaro 1.8 16v | 2002 SXi 1.6 16v | 2001 Coupé 2.0 Turbo | 1999 LS 1.6 16v
    Other Vauxhalls: 2001 Vectra 1.8 16v| 2003 Vectra GSi 3.2 V6 | 2005 Signum CDTi 150

  6. #6
    Status
    Offline
    Daly's Avatar
    AOC Fanatic
    Join Date
    May 2003
    Posts
    389
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    Just watch the Paramount Comedy Channel for about 20 minutes any afternoon and you'll end up with about two hundred numbers of "financial institutions" that will consolidate your debts. :P

    The only problem is the actors they got for the ads, they must be the... ah never mind, just watch the feckin ads.

  7. #7
    Status
    Offline
    greenlightracer's Avatar
    AOC Fanatic
    Join Date
    Jun 2003
    Posts
    997
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    LOL ok guys cheers !

  8. #8
    Status
    Offline
    greenlightracer's Avatar
    AOC Fanatic
    Join Date
    Jun 2003
    Posts
    997
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    LOL ok guys cheers !

  9. #9
    Status
    Offline
    mattyp's Avatar
    AOC Fanatic
    Join Date
    Jun 2003
    Posts
    331
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    With these consolidated loans, I would have thought that they must be charging you a lot more in the long run or are they working on the premise that they are paying off your debt (so they wont be charged any more debt either, unless there are penalties for paying something off) and then charging you the average amount of interest?

    So its effectively the same as getting a normal loan from a bank, to pay off existing debt and then pay the bank the money back? (though I presume the rates of interest at a bank or cheapest provider will be cheaper than consolidating a loan?) Or is my lack of knowledge about the situation showing :roll:

    (If ive saved you cash, please forward half the saving to me)

  10. #10
    Status
    Offline
    Graeme_Sxi's Avatar
    AOC Fanatic
    Join Date
    Jul 2003
    Posts
    840
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)

    re: anyone work for a loans or debt/finaince company ?

    If the total you need to clear your debt is less than £2000, then I would never consider a loan. Balance transfer it all onto a credit card* offering 0% APR for 6-9 months. As the 0% period nears its end, transfer it onto another company's card. Repeat as neccessary until the debt is cleared.


    *Working on the assumption that you have a decent credit rating and would be accepted for a credit card.

Page 1 of 2 12 LastLast

Similar Threads

  1. Any One Work For A Train Company?
    By f4af100uk in forum Chit Chat and a Warm Welcome!
    Replies: 9
    Last Post: 21-10-2008, 17:21
  2. Any1 Work For Vauxhall - Finance Related.
    By RobbyRed56 in forum Astra Discussion & Chat
    Replies: 9
    Last Post: 11-06-2007, 17:54

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •