I'm using Elephant.co.uk insurance and I've declared all the mods on my car (optional extras +body kit). However, on my policy documents it does not contain specific details. E.g. my Xenon lights are listed as exterior decorative changes but there is no detail as to what this covers. I'm sure they have the details on their system.
My question is, should the policy document have the exact details of what is on the car? Or are policy documents supposed to be a bit vague knowing that the full details are on their system (the latter method seems like they could screw you over if you do not have the details your self.). Thanks