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Thread: Insurance...(NCB / Accident )

  
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    Aemiliuslepidus's Avatar
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    Insurance...(NCB / Accident )

    hi guys.....

    Damn Damn and Damn Had an accident today. Will post pics as soon as I figure out some hosting (..or if some kind soul will do it for me??)

    Senario, mini roundabout....my vehicle fully on the round-about, when I was hit in the drivers door/rear qtr panel by a guy in a carina (his nr side front corner hit me).......not my fault im totally sure

    Damage to my door/rear qtr panel.......est at 1900

    Police were called, but declined to attend (cheers guys, council tax well spent)

    Im insured with axa, im 27 and have 3 yrs ncb........im pretty sure this is going to be a 50/50 split belame wise

    My NCB is not protected.......I would be interested to hear from you guys about how you think this will affect my next premium due in march. Im currently paying 900 p/a.

    I could probably handle 1500....much more is out of the window

    Steve

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    divma's Avatar
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    you get any witnesses mate?

  3. #3
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    no-one stopped

    ........so no.

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    Craig's Avatar
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    if not produce some of your own

    argue your case that it wasnt your fault all the way mate
    Ibiza FR CR TDI with 203 BHP

  5. #5
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    argue my case i will.........very loudly.


    I intend to write a full statement of events, draw a map, and return to the scene early tommorow and take some pics.

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    You might get shafted on this one if you can't prove you didn't pull out on him.

    Cops won't usually attend an accident unless there has been harm caused to a person.

    MINXY BUTLER-HENDERSON

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    Sorry to hear about that mate. At least you are ok tho. Surely there must have been witnesses to it! :?:

    Incidentally, what kind of astra is it you drive? I say this, cos your 27, have 3years NCB and ur paying £900. Is that including loadsa mods n stuff? I only ask because im 20, have 1 years NCB and am now paying £840 down from £1100 from last year.

    Whats everyone else paying?

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    Get one of your mates to act as witness!

    Lucky for you he was driving by that day the accident occured!

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    so youll be down to 1 year no claims probably, difficult to say but id be surprised if it went to over £1500 personally
    Previous Astras: 1994 Cesaro 1.8 16v | 2002 SXi 1.6 16v | 2001 Coupé 2.0 Turbo | 1999 LS 1.6 16v
    Other Vauxhalls: 2001 Vectra 1.8 16v| 2003 Vectra GSi 3.2 V6 | 2005 Signum CDTi 150

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    Lightning Coupé's Avatar
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    I recon you will get shafted for it. Sounds like you pulled out on him from the damage, It dosent matter weather you were fully on the roundabout or not. "in the eyes of the insurance that is" I dont think its your fault.

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