Results 1 to 5 of 5

Thread: insurance investigators

  
  1. #1
    Status
    Offline
    nasayr's Avatar
    AOC Obsessed
    Join Date
    Jun 2003
    Posts
    1,349
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)

    insurance investigators

    as some of you may know i had a crash last week, well anyway i recieved a letter today from some company who have been asigned by my insurance company to investigate. they say in the letter that they will like to interview the driver, and to arrange a home visit asap..

    has this happened to anyone before?

    is this standard procedure or do they think im trying to be fraudulant?

    i think im gona have to be real careful to what i say, as im quessin they will try to ask trick questions to try to catch me out on somthing..

    thats all i need after a crash
    "Don't waste your time on jealousy. Sometimes you're ahead, sometimes you're behind. The race is long, and in the end it's only with yourself"

  2. #2
    Status
    Offline
    divma's Avatar
    AOC Obsessed
    Join Date
    May 2003
    Posts
    5,556
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    suppose its common practice but ive never actually heard of it happening to anybody.

    its a bit shit for you mind just after ur crash.

    suppose just tell them what happened and you'll have nuffin to worry bout

  3. #3
    Status
    Offline
    MatG's Avatar
    Club Chairman
    Join Date
    May 2003
    Posts
    34,568
    Mentioned in
    1 Post(s)
    Quoted
    1 Post(s)
    be very carefull about talking about any mods you had done or changed.

    Might be an idea to have a quick word with Genral Insurance Standards Councils. Just to see why they are doing it and where you stand with it. You may need to have a solicitor present if it is a legally binding statement.

    Dont want to worry you as its probably nothing, but if they can get out of paying you they will. So protect yourself and have your facts straight in your head about your rights.

    Other than that do not worry you pay your insurance to cover you in any accident, be it another driver hitting, you falling alseep at the wheel, driver error.

    It makes no odds thats what you pay it for. I have never heard of this happening before either, so do be a little bit carefull.
    Been apart of the inner circle since 2001
    Click Me to Join Astra Owners Club Full or Lite Members

  4. #4
    Status
    Offline
    Steve's Avatar
    AOC Obsessed
    Join Date
    May 2003
    Posts
    5,062
    Mentioned in
    1 Post(s)
    Quoted
    0 Post(s)
    They may have a concern raised by the assessor over your alloy wheels. The size you had on the car were still within the 'standard' size of the wheels for an Astra, but they may want to see if there were any contributing factors, as your crash was a also a single vehicle accident. I have heard of a guy who had his insurance invalidated after he fitted 17" wheels to an RS Turbo, but he did it in spite of enquiring with his insurers and being told they weren't happy with this modification. They later voided the cover, claiming the oversize wheels had detrimentally affected the handling of the car (he slid off the road into a hedge when driving like a knob in the pouring down rain :roll: )

    If an insurance company can lay the blame with someone else then they will always try and do that. My friends wife had a car pull out on her and she totalled their car into the side of it. She just wanted to claim knock-for-knock and get it all over and done with, as she was shook up badly.

    However, the insurance company she is with have sent out investigators and contacted the Police. The other driver is now being prosecuted for dangerous driving, the insurance company are going to pursue an injury compensation claim, she has seen two specialists about the bruising she got when the accident and how it has affected her since. With a likely prosecution court case as well, it is now set to go on for months.

    Also what might be happening in your situation is that there have been a number of similar accidents on the same stretch of road, so the insurance are looking to pursue this with the local Council or with the Highways Agency. If the statistics are showing a high accident rate on a road it is obviously in the interest of the insurance industry to check it out, even it is just so they can sue someone :roll:

  5. #5
    Status
    Offline
    Aemiliuslepidus's Avatar
    AOC Regular
    Join Date
    Oct 2003
    Posts
    212
    Mentioned in
    0 Post(s)
    Quoted
    0 Post(s)
    i'd be shi*tin it!

    :roll:

Similar Threads

  1. Will bike insurance affect car insurance?
    By munkie in forum Insurance Forum
    Replies: 4
    Last Post: 05-07-2011, 12:33
  2. Replies: 35
    Last Post: 16-01-2010, 19:02

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •